Sparen Advisory ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our services.
Privacy Policy
1. Information We Collect
We collect the following types of personal data:
Basic Identifying Information: Full name, email address, phone number, mailing address.
Financial & Investment Information: Income level, investment preferences, property holdings, loan details.
Legal & Compliance Information: Government-issued ID, taxpayer identification number (if applicable), business entity details.
Service-Specific Data: Consultation requests, service history, uploaded documents.
Account & Authentication Data: Username, password, two-factor authentication (if enabled).
Optional Data: User preferences, engagement data, marketing opt-ins.
2. How We Collect Information
Direct Input: Through account creation, client intake forms, service requests.
Automated Integrations: Through secure APIs such as Plaid (for financial data) or third-party verification services.
Passive Collection: Website cookies, tracking pixels, AI-powered recommendations.
Third-Party Sources: Financial institutions, tax professionals, legal partners (only with user consent).
3. How We Use Your Information
We use collected data for:
Providing and personalizing services.
Processing transactions and financial analyses.
Enhancing security and fraud prevention.
Marketing and service improvement.
Compliance with legal and regulatory obligations.
4. Data Sharing & Third Parties
We do not sell user data. We may share data with:
Service providers for identity verification, payment processing, tax and legal compliance.
Financial institutions (upon user authorization).
Legal authorities when required by law.
5. User Rights
Access & Correction: Users can request a copy of their data or request corrections.
Data Deletion: Users may request deletion of their data by contacting privacy@sparenadvisory.com.
Opt-Out of Data Selling: Users can submit a request via our "Do Not Sell My Data" page.
6. Data Security
We use encryption, secure storage, and access controls to protect user data. However, no system is 100% secure, and we encourage users to maintain good security practices.